Dave Williams, Senior Market Advisor's 2009 Advisor of the Year, is a $6 million producer. His firm, RDW Financial Group, is based in Brownsburg, Ind. According to Williams, "Trust and credibility are key. I've never experienced the level of questioning that I get from my clients as I do today, and the credibility of advisors is very important, as that feeling of trust in American consumers has been destroyed. I think that transparency is also going to be increasingly important, especially with baby boomers — they want to be able to see, feel and touch their money, all of the time."