Typical husbands and wives are doing little to talk about or manage retirement finances, Fidelity Investments reports.
Just 15% of couples feel confident that both spouses could assume responsibility for their joint finances if necessary, according to Fidelity, Boston.
Fidelity last commissioned a couples retirement survey two years ago.
Since then, U.S. couples hav made little progress in how they approach day-to-day finances, longer-term investing decisions and retirement planning, Fidelity says.
The new survey revealed that fewer than 50% of the husbands and wives jointly make the day-to-day financial decisions of running a household, with 45% making mutual decisions on budgeting and bill payment.