Calculator Assesses Disability Risk

The Council for Disability Awareness has posted a Web tool that can estimate an individual's Personal Disability Quotient.

The tool asks several questions, estimates the individual's disability risk, estimates the individual's earnings potential, then recommends strategies for protecting that earnings potential, according to the CDA, Portland, Maine.

Financial professionals could use the tool to raise client's awareness of the value of their ability to earning a living, the CDA says.