Massachusetts Mutual Life Insurance Company is making a free planning document template available for consumers who are caring for people with disabilities.
The template, for a letter of intent, can help family members and other caregivers develop life care plans for individuals with disabilities or other special needs, according to MassMutual, Springfield, Mass.
A letter of intent is not legally binding, but it can provide guidance for future guardians in case a current parent or guardian dies, MassMutual says.
