What's Ahead For Life Standards?

May 20, 2007 at 04:00 PM
Share & Print

While the debate continues over data standards for the property-casualty insurance sector, life insurers and agents might be wondering, "What's in it for me?"

Apparently, the answer is that standards for the life insurance sector will be part of a broader effort to be known as the ACORD Messaging Library, according to Pearl River, N.Y.-based ACORD.

/9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAgGBgcGBQgHBwcJCQgKDBQNDAsLDBkSEw8UHRofHh0a HBwgJC4nICIsIxwcKDcpLDAxNDQ0Hyc5PTgyPC4zNDL/2wBDAQkJCQwLDBgNDRgyIRwhMjIyMjIy MjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjL/wAARCAHqAjsDASIA AhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAwQFBgcICQoL/8QAtRAAAgEDAwIEAwUFBAQA AAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0KxwRVS0fAkM2JyggkKFhcYGRolJicoKSo0NTY3 ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3R1dnd4eXqDhIWGh4iJipKTlJWWl5iZmqKjpKWm p6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uHi4+Tl5ufo6erx8vP09fb3+Pn6/8QAHwEA AwEBAQEBAQEBAQAAAAAAAAECAwQFBgcICQoL/8QAtREAAgECBAQDBAcFBAQAAQJ3AAECAxEEBSEx BhJBUQdhcRMiMoEIFEKRobHBCSMzUvAVYnLRChYkNOEl8RcYGRomJygpKjU2Nzg5OkNERUZHSElK U1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl6goOEhYaHiImKkpOUlZaXmJmaoqOkpaanqKmqsrO0tba3 uLm6wsPExcbHyMnK0tPU1dbX2Nna4uPk5ebn6Onq8vP09fb3+Pn6/9oADAMBAAIRAxEAPwD3+iii gAooooAKKKKACiiigAoqnqOq2GkwCa/uo4EY7U3nl2/uqOrH2AJrL+265rHGn2o0u1P/AC9XyZmY f7EIPy/VyCP7hoA3pJI4Y2kldUjUZZmOAB7msI+L9PnJXS4L3V26A2EBeM/SVsR/+PU6PwlpzyLN qbT6vcKch9QfzFB9VjAEan3Cg1uABQAAABwAKAMD7T4qvf8AUWGnaZGej3czXEg+sce1fyko/sTW 5/8Aj68VXSDutlaQxA/99rIfyOa6CigDn/8AhELKTm51DWrhu5bVbhAfqsbqv6Uf8IToJ+/azy+n m3kz4+m5ziugooA5/wD4Qjw4PuaXHH/1zkdOfXgjn3o/4QzSB9x9UiPrFq90hP1xIM10FFAHP/8A CNXUP/Hn4m1mAf3XeKcfiZY2b9aPs3iu05i1HS9RUf8ALO4tnt2P/bRGYf8AjldBRQBz/wDwkV9a cap4d1CEDrNZgXcf4BP3h/74rR03W9M1gP8AYL2Gdo/9ZGrYeM+jKfmU+xAq/WdqWhaXq5Rr6yil lj/1cwyssf8AuuuGX8CKANGiuf8A7M1vSvm0zUzfwj/l01NsnHosyjcP+Bh/qKntPEtpLdJZX0cu mX7nCW94AvmH/pm4JST6KSfUCgDZooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigA ooooAKKKKACiiqWpatYaRCst9cpCHO1FPLyN/dRRyx9gCaALtMlljgiaWaRI40GWd2wFHqSawvte u6xxY2w0q0P/AC83ibp2H+zDnC/Vzkd0p8XhLTWlWfUTPq1yp3LJqD+aFPqseBGh91UUANPi+wnO NKtr7Vz2axg3RH6TMViP/fdJ9o8VXv8AqbLTdLjPR7qVrmQfWNNq/lIa6AAAYAwKKAOf/sPWp/8A j68VXaDutlawxA/99q5/I0f8IhYyc3N/rVw3ctq1wgP1VHVT+VdBRQBz/wDwhOgH79pNIfWW7mcj /vpzR/whHhwfc0uOP/rlI6fj8pHPvXQUUAc//wAIZpA/1cmqxH1i1e6T88Sc/jR/wjd3D/x5eJtZ gHZJGinX8fMRm/8AHhXQUUAc/wDZ/FlpzFf6XqKj/lncW72zH/torOP/AByj/hI7y041Xw9qNuB1 mtVF3H+Aj/efmgroKKAKOm61pusI7afew3BQ4kRG+eM+jL1U+xAq9WdqWg6Xq7pJe2UckyDEc65S WP8A3ZFwy/gRVD+ztc0r5tN1H+0YB/y6ak3zY9EmUZ/77D59RQB0FFY9n4ktJ7pLK8jm07UH4W2u 1Clz/sMCVk/4CT74rYoAKKKKACiiigAooooAKKKKACiiigAooooAKKKrX9/babaNc3UmyMEAAAlm Y8BVA5ZieAByTQBYJCgkkADkk1gnWbzWGMWgRIYM4bUrhT5P/bNeDKfcEL/tHGKBp95r5EusRm3s OqaaGBL+85HB/wBwHb6lu28AFUKoAAGAB2oAzNO0G1sJzdu0l3qDjD3tyQ0hHoOAEX/ZUAe2a1KK KACiiigAooooAKKKKACiiigAooooAKKKKACobuztr+1e2vLeK4gkGHjlQMrD3BqaigDn/sWq6F82 mO+o2A62NxJ++jH/AEylY8/7rn/gQHFaem6raarE727MHjbbNDKpSSJvRlPIP6EcjIOau1malo0d 9Kl3BM9pqMS7YrqIc467WHR0/wBk/UYOCADTorJsNWmN2unarCttfkExlDmK5A6tGT37lTyPcfMd agAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACkZlRSzEBQMkk8AVWv9QttMtTcXLlVy FVVUszseiqo5Zj2ArKXTbvXWE2tx+TZZzHpgYMG9DORw5/2B8o77uCAAOr32sny9BiRbY8HU7hT5 eP8ApknBk/3uE7gt0q5puhWmnTNdEyXV+4xJeXJDSsPQHGFX/ZUBfatMAAYAwKKACiiigAooooAK KKKACiiigAooooAKKKKACiiigCC8sbXUbV7W9toriB/vRyoGU/gaxvsmraFzp7yanYD/AJc55P38 Y/6ZyN9//dc5/wBvtXQUUAUtN1W01WBpLV2yjbJYpFKSRN/ddTyp+vbnpV2szUtGS8nW9tpms9Sj XbHdRjOR12OvR0/2T0zkEHmmafq0r3Q07U4FtdQCkqFbMVwo6tG3f3U8j3GCQDWooooAKKKKACii igAooooAKKKrX9/b6bZvdXLEIuAAoyzsTgKoHJJJAA7k0AM1LUYdMthLKHkd2EcMMYy8rnoqj16+ wAJJABNVLDTJ5btdT1Yo96AfJhQ5jtQeoX1Yjgv1PQYHFGmWFxLcnVdTUC9dSsUIOVtYz/AD0LHj c3c8DgCtegAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooArX+n22p2rW10 hZCQylSVZGHRlYcqwPQjms+zvrmxu49N1Z97yHFre4AW4/2WA4WQDt0YDI7quzVe+srfUbOS1uk3 xOOQCQQQcggjkEEAgjkEAigCxRWPp17cW12NI1N99yFLW9yQALpB1PHAkH8Q7/eHGQuxQAUUUUAF FFFABRRRQAUUUUAFFFFABRRRQAVT1LUodMt1d1eWWRvLhgjGXmfqFUfQEkngAEkgAmnahqEGmWbX NwW2ghVRBlpGPAVR3YngCqemafObhtU1ML9vkXakanK20Z58tT3PA3N/EQOwAAAWGmTNdDU9VZJb /BEcaHMdqp6qmep9XPJ9hgDWoooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooA Kq6hp9vqdqYLlTgEOjodrxsOjKw5DD1FWqKAMeyv7mzvI9M1Zg0z5Ftdhdq3IAzgjosgAJI6EAle 4XYqtf2NvqVnJa3Klo3wcg4ZSDkMpHIYEAgjoRVHTb64hujpOpsDdqpaCfGBdRj+IDoHHAZfoRwc AA16KKKACiiigAooooARmCqWYgKBkk9qwdOU69qCa1KD9hhyNOjP8WRgzkerDIX0Uk/x4BrBOsal HoEZzb7RPqLD/nln5Yv+BkHP+yrD+IVvgAAADAHQCgAooooAKKKKACiiigAooooAKKKKACiiigAo oooAKKKKACiiigAooooAKKKKACiiigCjqumpqlkYTI0UqMJIJ0+9DIPuuP8ADoQSDwTUejak99DJ DdRrDqFq3l3US9A3Zl9UYcg/geQQNKsLX4ZLKWLX7SNnms1K3MaDJnturDHdl++vfIIH3jQBu0Uy GaO4gjmhkWSKRQ6OpyGUjIIPpT6ACiiigAooooAKKKKACiiigApHdY0Z3YKijLMxwAPU0tc/q3/E 71WPQk5tIgs+onsy/wAEP/AiMsP7q4P3xQA7TEbW79NcnUi1jBGmxMMfKRgzEf3mHC+insWYVvUU UAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAVQ1bTF1SzEYkMNx E4lt7hRloZB0YevUgjuCQeDV+igDO0fU21C3dLiMQX1s3lXUAOQj4zkHurDDKe4PY5A0awdejfTr iLxBbIzNbLsvY0GTLbdTx3ZCd4743gfercjkSWNJI3V43AZWU5BB6EGgB1FFFABVPVtRi0jSrm/l VnWFMiNfvSMeFQe7EgD3NXK5+8/4nHii30/raaaFvLj0aY5EKfhhnPoRGe9AF3QtOl0+wZrple/u nNxdyL0aQgcD/ZUAKPZRWnRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUU UUAFFFFABRRRQAUUUUAc/pH/ABJ9Yn0E8Wzo13YeybsSRD/cZlI/2ZFA+7XQVi+JbWZrCPUbOMvf aa/2mFF6yAAh4/8AgSFgPfae1alpdQ31nBd20gkgnjWSNx0ZSMg/kaAJqKKKACiiigAooooAKKKK AKWr6kmkaVcXzo0hjXCRL96VycIg92YhR7motD019N07Fw6y307Ge7lHR5WAzj/ZGAqjsqgdqo3H /E48VwWo5tNJAuJvRrhgRGv/AAFSzkerRmugoAKKKKACiiigAooooAKKKKACiiigAooooAKKKKAC iiigAoopGZUUsxAUDJJPAFAC0VzHhDxtZeMPt32W3mg+yuu3zcfvYmGUkX2OD+VGq+LZodYm0fRN GuNX1G3RZLhUkWGKANyoaRuNxHIUZOKAOnornND8XRaleXum6jZS6VqtlEJri2ndWXyznEiuOGXj k9j1rLi8c6tqkTX2geEbvUtJ3ER3bXUcBnA6tHG/JHoTjNAHb0VyV34/0+Lwe3iG1tbidVuEtWtG xHLHKzhNjg8KQWGag1Dxvq+i2b3+r+DdQt9Pi5nniuoJjEvdiqtkgd6AO0orldT8Yz2/iCDR9K0S bVZprEX4aK4jiURl9v8AGR3x+dSaR4w+2a5/YmqaTdaRqbRmWGK4ZHSdBjJR1JBIzyKAOmrn9E/4 lGp3Hh9uIET7Tp+f+eJOGjH/AFzYgeyug7V0FYfia3lWzh1W0jZ7vTJPtCov3pI8YkjHruQnA/vB T2oA3KKjt7iK7torm3kWSGVBJG69GUjII/CpKAGSyxwQvLK4SNFLMzHgAckmsXwnFI2jnUp0K3Gq SteyBhyofAjU+6xiNfwpvi4mfS7fSlPOq3UdmwHeI5aUf9+kkrfAAAAGAOgFABRRRQAUUUUAFFFF ABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFc/4Z/0GXU9Dbj7D cGSAf9O8uXTHsG8xB/1zroK5/VP9A8WaNfrwl4JNPm9DlTLGT9CjqP8AroaAOgoqvd39nYJvvLuC 2TrumkCD9TWO3jjw1kiDVYrwjtYq10fyiDUAdBRXOf8ACZ2Tf6rTtbkz0/4lcyZ/77UY/HFJ/wAJ cx/1fh3XHHr5Ea/ozg0WA6Siuc/4TG3H+s0jW0Hr9gdv/QcmlHjfRF/4+GvrT1N3p1xCo/4EyBf1 osB0VR3FxFaW0txO4SGJDI7noqgZJ/Ks+y8S6FqTbbHWtPuX6bYrlGYH0IByD7VT8W/6TZWWkdRq l2ltIPWIAySj6FI2X/gVAEnhS3lTRFvLlCl3qMjXs6t1Uycqh/3U2J/wGtyiigAooooAKKKKACii igAooooAKKKKACiiigAooooAKKKKACuP+Jep3Nn4RksNPVn1PV5F060RSAS0mQx5OBhQ3Pbiuwqj daPYX2p2Oo3Nv5l3YFzbOXbEZddrHGcEkccjjtQB5obrUPDfjDw3qVx4dm0jS2hXRLiSW6hlBU8w k7Dxhgck9mNdB4EaO28S+NNPnG3Uf7WN0wY8tBIi+UR7AAj2rq9Y0ew17TJdO1O3FxaSlS8ZYrkq wYHIIIwQDwao614Q0XxBNBcX9q/2q3XZFdQzvDMi5zjehDEexPrQBk+ML+31Kx8R+G9PVpNbOiyy kxrnCsGVULDkMSchffNa3g28s77wZo01g6tbiziRQD9wqoBU+hBGCPaptC8NaR4bgli0qzWDzm3z SFmeSVvVnYlm/E96zLv4eeGbu6muGsZYTO26eO2upYY5j/tIjBT+VAHmmsZvNE8bajYyqNPuvEVk lrIAGVpEkiWRxzyC3fvit3xtbeJbKK1g8ReIWuPCl44t9RlsbFIZIgxAG4ktiM9Cw5Ge+a9Cm8N6 PPosWjPYRLp0JRo7ePKKpRgy42kdCAauahp9pqun3FhfQJPa3CGOWJ+jKev/AOugDkYYo4PjJBDC oWKPw1tQA9FFwAKj8Xv9p+IvgmztJF+2Qzz3MoUjKQeWQxPoCcD3P0rXu/AXhy9Nq09lMzWtuLWF lvJlZYgchchwSOe+ataH4R0Hw3JNLpOnR28swxJKWZ5GHXBZiTj2zQBtUUUUAc/4W/0JL/Q24/s2 4Kwj/p3f54sewBKf9szXQVz+of6B4y0m8XhL+OSwl92UGWIn6BZh/wADroKAOfuP9O8d2kPWPTbJ 7lh/00lbYh/75Sb866Cuf0P9/wCJPEt32W5htFPqqQo//oUrD8DXQUAFcX478Y3/AIcktLXR7KK8 vGimvbiOTOEtoly54IwSSACeOvBrtK8v0hfEHiTxRr3ibR5NJ+xvIdLt/wC0IpJN0MR+YrtYDazl j36UAdnrXiqy0fwi/iIBrm3MKSQInDTGTAjUZ9SwrEmuPiJaaa+qyR6LcOiea+kwQyeYQBkosu4g v2+7gmuMjs9Tj8C6p4VeIXWq+FdQgvIoIlyLi2DiVAuTk8bxjr8oFd7dfEvwrDoLanb6ta3TtGTD aRSgzyvjiMIMsGJ46cUALq3inUJLrTNI0KxX+2NQtvtbLfKypZwjGWlA5zk7Qo75/Gnea/4l8I3F nP4kbTb7R7idbeW7s4Xhe1dzhWZWZgyZ4JBBGap32pSaJ420fxXrlt9gsb/SPsM7ElxZTb/NAkbA wDkrngZHpSePNc03xTpMfhPQr631DUNUmiUm0kEq28SyK7SuVyFAC9+ueKANBtb8Val4w13SdIbR orbTDbgNdwys7+ZHv6q4HBz29KSz8Ua7a6zq+i61BpzXlrpp1G3ns94jdMldrKxJBBA78g1l2nh+ PW/iZ40L6nqtkYzZAfYLxoc5g6kDrjHGaqeGreLw7J4q8O6lGH1w2slwmoyM7SajbbWCsSxPKngq DgdhQBr6RqvxB1nwzZa1aDw232u2S4S3eKdCQwzt3byAe2cV03hXxDF4o8PwanHC1u7Fo5rdzloZ UJV0J74IPPcYNcn4O8b+GNG+Gug/btd0+OSHT4VeETq0oYIPl2A7s+2K0vhlp1zZ+Fpru7hkgl1S +uNQ8iQYaJZHyoI7HaAfxoAbJrfinUfGOt6Ro7aPFb6YLc7ryGVmfzULdVcDgg9qfpPi28tdY1XS PFX9n201jDFcreWzlYHikYqMhzlWDDHU5z+eFF4cOvfFDxgw1vWNN8lLEY065EQfMTfe4OcY4+pp vjjwlp/h34aeJZopbu8vLwQfaLy+m82WULIgVSfQDsBQB2sfjLw3LYXV8mt2TWlrKYZphKNqv125 7n0xnParFj4k0XU9PuL+y1O2mtbcFp5FcYiABJLd14BPNcr4tXTdF8VeDLm7hitdGtprhDIVCwQz GNVhLcYHRgDxg9xWLrl7Y6r4l8XXujyx3NrH4VmhvLm2YNE03zFFLDhmCZ7nA44oA76z8XeHr/U/ 7NtNZs5rzkCJJQSxHJAPQn2Hv6Uaj4v8PaRqAsNQ1iztrogExSSAFQehb+6D74rzy+1LQtT8A+E9 M8OXFs+pC6sjZ28DDzYGRlMjMByuAH3E+9VNOllsJ/FtvqXi7S9IkbUriS7tb6xWR5om5RgWdS6m PAAA7YoA9U1XxJomiQrLqeqWlojxmRTLKBuUEDI9Rll6eorntO+JmgX+v6tYtqVhHaWUcLQ3BuB+ +3KzOfYL8ormdE06BfEfw8t5HlvYotJvGhku4PLcr+72EoScYUgDk1r2Nvp158QvHGh3zwouo2tn HHbswVpY/JcMUU9ce3TFAHeXN9aWfkfabiKL7RKsMO9gPMduij1JweParFeV+DJLzX9d0nT78Anw lBJDc5533W5oYz7/ALpGbPq9eqUAFFFFABRRRQAUUVm6prtlpJSKUvNdygmG0gXfNJ7hew9WOFHc igDSrL1LxFpWkyrBd3a/aWGUtolMszj1EagsR74rKddd1j/j7uRpNof+XezfdMw/2pSPl+iDI7Oa uafpdjpcTR2VskIc7nYDLSH1Zjyx9ySapRFcrNrOvahxp2lR2ER6XGptub6iGM5I/wB51PtVW48O 3GqhP7a1u+u1RxIsMBFrGrDkEGMCQH6ua3qKrlRNzKtfDOh2cnmQ6Vaed1MzxB5D9XbLH8TWqAAA AMAdqKKYBRRRQIKKKKAKl5pen6iu2+sLW6HTE8Kv/MVlN4O0yOeGfT5LvTZocmI2k5CR5GDtjbdG OP8AZroKKLDMlX8Uafyl1ZatEP8AlncR/Zpf++0ypPtsX6ip4/GOnxMI9WiuNHlJx/pyBYifaVSY znsN2far9Iyq6lWAZSMEEZBFS4odzSVldQykFSMgg8EUtcoNCbTmMmgXjaa2cm22+ZaufeLI2/VC p9c1ag8TNaSLb6/bLYOxCpdI++2kPYb8AoT6OBycAtUtNDTOhooopDCiiigAooooAKKKKACiiigA ooooA5/Sddub/wAY+ItIljiW30wWphZQdzeYjM245x1AxgCreq6jJYX+mp9s063gmkcTLdOVkdVQ t+65xkYyc9ga5LTNa0rSPif4zGpanZWRkWw2C5nWPdiJs43EZ6j86f4j1Kx1Txd4GuNPvbe7hGo3 CmS3lWRc/Z34yCRnkUATeFPGTa7qWtXc+s6ONKs5ZUihj4kWNGAEzyFsbSA3YDkc10Wj+KND1+WW LStUtrqWIBnjjf5gp74POPfpXmWuxXUvgbVjC5S2j8WSyXreX5gWAXBLFkyNyg7SRnoK1bILqHj/ AMPzP4xs9Xu7dJ2RNPsEAERTDCR1kbapJGMjqBQB6fXPW+vXMvxAvdAaOIWsGnRXauAd5Z3ZSCc4 xhfStfT9Rs9VtftVjcJPBvZN6HjcpKsPwIIrgbzQdO1/4xalDqMUsiR6NbsojnkiwfNkHVGBP40A dPqGvXNp450bQ0jiNtfW1xNI7A71MezAHOMfMc8VMfGHh0au2lHWbP7csnlGLzBkP/cz03e3WuJv vDlpoXxL0SLRI5YZ59Mv9pkuZJfnATafnY45NcpYJHL8Lo9Kv/GFlbIU8mfTBpqveJPuwQB5gZn3 87se9AHsur+KdC0GVItU1S2tpXXcI3b5tvrgc496zdZ8WrbP4al0yW0urLV74W7Thty+XsdtykHG crjnPeuY/tmWLxZrtvFqejaJNaQ26Xt9qEJe4uj5WQ6oZFUKM4781z3hty3hnwEC5Yr4muF5Xbjm f+H+H6dqAOpuPilHN4V8R6ppjWElzpd8IIojL5gkh8yNBKcEHB3MR2HHXv2Gm+KtB1i+lstO1a0u bmPJaOOQE4HUj1HuM15TqtxayfDz4hWDTRNcDxBI72+8bwjXEQDFeuD612/iCGKD4keBEhjSNVF6 iqigAKIBgDHYelAHb0UUUAYHjJWTw3NfoCZNNkjv1x1IiYOwH1QMv41vKyuoZSCpGQR3FRXVul3Z z20n3Jo2jb6EYNZfhC4e68G6NLL/AK37HEsv++qgN+oNAEPg/wDeaVd3J+9caleOfoJ3Rf8Ax1Fr oK5/wTz4Ss3/AOejSy/99Su39a6CgAqOCCG2hWGCJIol6JGoUDv0FSV5T8Qddu7PxXJps+ralYib Tg+iw6aTuuLvcQVcAEnnZgH5cZ70AepC3hWdpxDGJmG1pAo3EehPXFV10jTUvzfrp9ot4c5uBCok Of8Aaxml0r7b/Y9l/aW37f8AZ4/tO3GPN2jdjHGM56Vy2v32paz4zg8J6bfzabBHZ/br+7gUeaUL 7EiQkEKSQST6DigDspI0ljaORFdGGGVhkEe4qvZaZYaarrYWNtaq5ywgiVAx98Dmub0/w/r2g6/a NZ63d6no8yst5DqkwkkiOMq8bhQevBU8c5+jbr4i6dbWtzfrpmrT6VbSMkuow26tCNpwzD5tzKCD khSOKAOsSCKOWSVIkWSTG9woBbHAye+KSS1t5pVllgieRQVVmQEgHggH3rBvfGNrBfyWVjp2o6rN DAk8wsIlYRo4JTJZlBJAJAGTUlr4x0q9k0JLczv/AG0srWp8vG3y13OHB5BHI6HkUAacWkabBKss On2kcinKukKgj6ECrlYN14v0qxvdXtbp5IjpVvHc3MjL8ux87dvOSflIxj0qrbeN7WTU9PsbzSdW 01tQJW1lvIFVJGALbcqxKsQCQGAoA6RYIklklSJFkkxvcKAWx0ye+KJoIrmJop4kljb7yOoYH6g1 5TN421rTIZtn2u7Z/F8ljlI1ci3Vl/cruIwSDhfx5BxXoekeI7TV7u/tEiuLe5sDH9ohuUCsodA6 ngkYxkfUGgDTnghuYWhuIklicYZJFDKw9waztQ0O2uPDN/otlHDZRXVtLAoiiCqhdSudox61hXni Qa/pnh5tHkmgXV79QrMfLc28RaSRhg9GEeBzyHHrXOHUrfWPFGsWmv8AjPUdCu7W8eG0sIbhbRDA MbJMsv7zd1zk+mKAPQND0Gz0WwtIo7e3N3FbR28l0kIV5digZJ69s4zVq50vT72eKe6sbaeaL/Vy SwqzJ9CRxXP2GrX/AIc0XT4fE10t9c3OoLYW11bIP3wcny3ccBTgc4zWnfeJbHT9ZGlzLMbg2Ut8 Cqgr5cZAYZz15HFAGq0MTSpK0aGRAQrlRlQeuD2qrf2bSxSz2kdqmpLEyW9xNFv2MQcZxg7cnkAi ubtPiTo93pc+qmz1SDTY4lkS7mtcRzliFEceCS77jtwB1HXHNXbXxlbzXYs7nStVsLySBp7e3uoV DXIUZYR7WILAYypIPNAFjwxoMuiWl097dJd6lfXBuby4SPYrOQAFUZJCqqgDJPT3rcrzzwf8Q3vt JtZNbtbyOW81OSyhuDAqxbi8gjTIOeAm0nHXHrmuyGtWp8RnQlWRrtbX7W5AGxELbQCc9SQcDHY0 AaNFFFABSMyopZiAoGSSeAKhvLy30+0kuruVYoYxlmb8gB6kngAcknArnZLe48QsJdTR4tOzmLT2 /wCWg7NN6+ydB3yejSuJskm1i81smPRJPs9j0bUmQMZP+uKng/77Ar6Buom0/SrTTBIYEYzSnM08 jF5ZT6sx5P8AIdBgVdAAGBwKKtKxLYUUUUxBRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABTZI0ljaO RFdGBDKwyCPQinUUAY8dhe6H8+iSeZaD72mTN8gH/TJjzGfRTlOwC5zW5per2urQu9uzLJGds0Eg 2yQt/dZe38iOQSOajqhfaWt1Ml3bzNaahEMR3UYGcf3WHR0/2T9Rg4NS49ikzoaKydK1hrqVrG+j W31KNdzRg5SVem+MnqvTI6qTg9QTrVBQUUUUAFFFFABRRRQAUUUUAVJ9K065lMtxYWssjdXkhVif xIp0On2VuEENnbxhGLJsjA2kjBIwODjirNFADEhiiVljjRA7FmCqBknqT7moLLTbDThILGytrUSN ucQRKm4+pwOTXlPi7W9XHjLV9LttW1KDWUW3fQbKzOYZgRlzKNuDyG3buijivXk3bF3434G7b0z7 UAVNL0yDSbM20DOytLJMzPjJZ3LHoAByew6VaEMQmMwjTzSu0vtG4j0z6Vyfjq+1JxpWgaLdNa6l qtwQLhesMMY3yNn8FX/gRpui+Nof+Fc/8JFqqyiWxjaPUY0UF0mjOyQY47jOPQ0Adc0MTSpK0aGR AQrlRlQeuD2qA6ZYNqA1A2Nsb0DaLgxL5gHpuxmsCz8eafd6pZWUlhqlol+SLO5urcRxXBxuAU5z kjkAgZqtc/EjToDqLRaTrV1Dps0kN5Pb2oaOExkhiSWGRgZ4ycdcUAdRPplhdXUV1cWNtNcQ/wCq lkiVnT/dJGR+FSCztgQRbwjEhlHyDhz1b689azIfE+nXOsWOmwNJJJfWRv4JFX5GiBUZyec/MOMV ka94t037JqsBudRtG029traeW1RNxeRkKhc5yp3AHpwTQB08mn2UryvJZ27vMAJGaJSXA6Z45xgf lUrwRSSxyvEjSR52OVBK54OD2zXAr4/ubLxZ4rgvtN1KXTdLjhZPItkPlKFdndjuBIbAI9h25rrL zxFYWY0n5nn/ALVmWK1EIBLblLbuSPlCgkmgDWooooAK4TR/ECaNa3Onsgbyb67C9eFNxIVH4AgV 3dfPPjTWRpnjLVrUtgrcFscfxfN6+9AHs3gfjwXpaf8APOIxn/gLFf6V0Fc/4L48NiP/AJ5Xl5F/ 3zcyr/SugoAK8b1HS4Ym8U2WvaDrF5rN9fPcafqFlaNMzIMGDy5ORGUxypIA565r2SoLm9tLIKbq 6hgDfdMsgXP0zQBxvwyXxDb6bqVp4phvV1dbrzZZpm3QyB1G3ymB24AXkDoT707XoNQ0Hx3b+KbX T7nULC4sfsF7DaJvmjIcvHIE/iHJBA5Gc812wIYAggg8giloA4+28R6r4h16wj0bT7200iJmkvru /tGh81dpCxxq+GJ3dTjjFcDq0Ws634O1aLUY/FVz4ikjnjbToYpIrROu0gqoR124IG5ix4xzXt1F AHlGpWVqL+ynvtM8SaZdDT7aO31TRRKXn+XmKVFU7Sp7MOR3GMVIn/CR28PgnxDr9ne3UmnyXi3n kW+6dY5EKxO8ad8AbsA4zXqTOqLudgqjuTgUtAHlFxceIptV8Z67ouj38EtxYWiWLXFthpdruHIQ 9wCSFPPTjnFVprKW88SeFbuwXxXqUMOopLc3WpRyqkIKMMCMqoHJ5YLgYwTzXsFFAHkVzpeqW2l3 V3/ZV9ILbxudRaKOBjI9uHHzovVhz2q949j1GPUbG/0aJ4pPEdoNGnEi7HiZyGSQjruVTNnPSvTl dXztYHBwcHofSsY+GrV/FC6/NdXs08aFYLeSfMEBKhWZE7MQME89T60AZ9hpmzxnDHFC6adomlpa 229DgvIRnaxHOEiQH/erBu9Z2LcaX448J3WpyRzyLb3VvpguYZ4iTsIxnY204I46V6RRQB4/b6Dq 1n4Os54tJvo7Kz8Sx6la6XgvcQWat90Lk85JbYDwD61p3c934h8bHU7PSNTTT10G7tknuLV4/MlY oQoVhuHHTIGTnHSvTaKAPLr3w5ql38HPDNtHaXf23TBaXM1pE5hnYRjDop/hcAkj3FS6HZWl/wCM NLntbTxXdJZ+bJJdaxPNHHbOU2hVSQfOxzg44HXJr0yigDyzRtDvb74ca54cmsbu01O0up7i3lnh Ko0vnvLE0bnhhlVyR0B963vhy1xqthf+Kr2LyrnWpw6x54SGMeXGP0Zv+BV0Ov6HH4h037DLfX9n GWy72U3lO4wQVJwflOeR9KvWtrDZWcFpbRiOCCNY40HRVUYA/IUATVBe3tvp9nJd3UgjhjGWYjPs AAOSSSAAOSSAKlkkSKNpJHVEQFmZjgADqSa5m2Z9fuo9UuFZbKM7rCBhjPbznH94j7oP3QfUnDSu JsdBb3Gp3UepamhQod1rZk5FuP7zdjIR36LnA7ltSiitErEhRRRQIKKKKACiiigAooooAKKKKACi iigAooooAKKKKACiiigAooooAqX+nxahEquXjljbfDPGcPE/95T+mOhBIIIJFS6Rqss0z6bqO1NR iXdlRhbiPOPMT8wGX+E+oKkzVT1CwW/iTbI0NzC3mW9wg+aJ/Ueo6gjoQSD1pNXGnY3qKy9F1VtR ilhuY1h1C1bZcxKeAezr6ow5B+oPINalZlhRRRQAUUUUAFFFFABRRRQB4gdJkt/DlxpVzoWrN42j vnuoNTt7ZmE028mOXzz8uzaQCpIwM8V6F8Of7UTwr9m1yK+TVYLmVLprslhI5bdujOcGPDDGOOCK 6wkKCSQAOSTUNte2l6GNrdQzhfvGKQNj64oA4X/hHL3xP471fWLm61bSYbFU0+weDbE0qj5pW+dT lSxADDrt9q5vX/Dms6HZ+MdBs4tU1Wx1ix+2QTtEZGF1nbIhKKBlgA3QdK9looA4vxTYXlzeeC2g tZpVttUjknKIT5S+S43N6DJAyfWqOlaZfx+EfHkD2Vws13qGpPbxtGQ0qsuFKjuD2I616FRQB5db x3fh7UfBus3mm372cPh8WNx9ntXlkglIiIDooLD7pHTg9cVlX2n6xqth4tuhoeowNe6zp9xBDJAd 7xKYstgegUkj+HkHpXsqurZ2sDg4OD0PpS0AcPYW8tv8TPE0F7pl3JZ6xBbeVcCEtAVSJ1dXfop7 YPXI9ax/ANhezeJpLW/LyweE4n021kfnzHdid/pkQiJcf7Rr0m9tvttjPa+fNB50bJ5sD7ZEyMbl PYjqKo6Foll4csBY20s0jSSPNJNcyb5Z5G5Zmbuf6AUAatFFFABXzD8TNNlvviLrNxHnaZFXpn7q Kp/lX09XkF7oR1XVdRvBEXDXtwm7AP3ZWX/2WgDv/DP7m68QWX/Pvqjso9pY45s/nI35Gugrn7T/ AETx3qMJ4W+sobiP3aNmST8g0P510FABXlWo20OkeMNbv/FHhG61y2u5Fazv4LVbtYIQoHllDymC Ccgc5r1WuJltfGuganftpUVlrenXdw1xHFd3bQy2xbBKA4YFM5wBjGaAOR1mSztvg5qr+D9U+06W 18vySu6NZo0iZhQEbhhj91scMa7nU9U8UWzW0CW+j23+j+bdX91M/wBnV92BGg4YnHOTj8awrvwH rF/4U8TC4msU1zXJop2jhLC3j8ooVXOMkkKctjkn2p9/4b1y88Ux65f6DpGrrPYxwGyubolLKQMS xQtGQwORk7QePzAI4viRqUvhqG8g06xu9Q/twaMy29yfImb+/G56Kcjrnv1rTtPFes6Z4in0nxTb 6cijT5NRiudPdyojjIDqwcZzyDkVk2XgPWoLKKGX+z1dfFEessLdmWMRYXcqgrwQQQB6DrXRav4W l1bxnFqEzR/2c2kXGnzKHIkJkZenGMYB5zQBxHjbWfFWr/DObU7rTNOi0m/NvIkUczG4gjaVGR3P 3WzxkDGNw64Ndprus+IrbULqOzTRdPsYEXZd6tOwW4YjJChSNoXoSefauf1Lw140vvBK+EPL0sww LFENRadgZ4o2BUeWF+VsKuSSRwcdaszeFNVh8W6xftomja0t/Iklrd6hKd1mAgXYUKNwCMjaRnPO OwAR/EPUtQ0Dwtd6Zpds15rsk0AjlmPlxOgb5tw6rlCemcdOaurr/iy81Z9EsbXRjf2EEcupXEsk nkB5NxSONR83KjJY8CqOieBdW06y8HW80lox0S8upZ2Rzh0kEm0qNvX5xkdq17zStb0jxZe65odv a30WpQxR3drcXBhKSR5CyK21hjacFcdgRQBR+FktxPpviKW7txb3L6/dtLCH3hG+XIz3+td5XMeC ND1TQ7HVBrEltJd3upTXhNsW2YfbwM8jkGunoAKKKKACiiigAooooAKKKyvEGpyabYKloqvqF0/k WiNyDIQTuP8AsqAWPsp7kUAZ2py/2/qMmlJzptqw+3N2mkwCIfdRkF/XhecsBqVU02wj0zT4rSJm cICWkflpHJyzt7sSSfc1brRKxDYUUUUxBRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAF FFFABRRRQAUUUUAZmp21xFPFqunpuvrYEGLOBcRdWjPv3U9m9ic7lhfW+p2EN7avvgmUMpIwfoR2 I6EdiKrVlWUn9h+IDbNxp+qSF4j2iucZZfYOAWH+0G7sKmS6lJnT0UUVBQUUUUAFFFFABRRRQByP xF0u/wBW8PW8VlZtfxRXsU95YrL5ZuoFyWjz0OTtOD1xXM6fN4OvfFmkGzsbvwnrkEvyW81h9l+2 RkHMZx8rg9RznPSu18UaTquoR2N3ol+ttqFjP5yJMW8m4Ugq0cgXsQcg84IFYM2l+LfFV5pia5Ya bpdjYXsd6zW9008szR5KhflUIM9TnOKAM7wpqfiW3vfG11JZQajJBqBVbeCdt7SiOIKqlxgRhTn1 9BWlbeMdXs/FulaNq8mhXI1IyRgabOxkt3VS3zq2cqdpGeOe1UdV8FeIriHxbp9nJZC01i5S9ile Z1ZiPLDQuAvCkIw3Anr0p1v4P1KTxB4d1KDw/ouh2mmXDNLbWsgaSQNGybiyoo4yMDvknPagAbxr 4su9I1fWtO0rSRYaTcXUcqXE8nm3CwsclMDC/KO+ec1qN4s1bW9Tt7DwzbWW/wCwRX9zNqDPtjWU Hy4wqcljgknOAB3o07wpqFp4I8R6PI8BudRmv3hKudoExbZuOOOozVez8Pa/4aurLUNKgtb55NMt rG/s5bkxDfCuFkR9pB+8wIIHGDQBm+DNR1m00DxPcRaOs2qyeIp0a2EwEcTMIwzFyMlF5OQMkdhn jS0zxnqSeLBoOqPo1281pJcxS6XMx8to8bkkViSM54Oex4rPuPA/iC58OX1vdvY3Nzc66NUntRIy w3MO1cwEkZAyMDIP3Rmp7Lwfqh8XafrA0nRtIsobS4tzZ2bZZWkAw7EIoJJAGB0Hc5oAjsPH3iCX wnD4mu9K09bO9jiisLSOZ/OluXdUUMSNqoSWPqABTLp/EZ+J3gxNet9OwPtjRTWDPtyYPmVg/IIw MHvk8DFaVr4Jv1+GGleH2uoYNW04QzQzIS0azRvvXPAJU4weO9SppvijV/FWg6tqlpYWFtpjTb4I bppmkZ4mXeDtAxnGB15OaAO1ooooAOgya5/wUofwhYXJHN5vvcnv50jS/wDs9WvFF42n+FtTuY+Z ltnEQH8UhGEH4sQPxq5ptkunaXaWKfctoUhXHoqgf0oAyfEH+iavoOqdFjuzaSn/AKZzrtA/GUQ1 0FZ+uab/AGvol3Yh/LkljPlSf885ByjfgwB/CjQ9S/tfRLO/KeW8sYMkf/POQcOp9wwI/CgDQooo oAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigArlbJ/7X1+81c/NbW+bKyz0wrfvZB/vO Av0iB71o+J7+ex0cpZttvruRbW2brtdzjfjvtXc+PRTSWNlBp1hb2Vsu2C3jWKMZzhQMCqihMsUU UVZAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAVT1XT01T TJ7NnaMuMpKv3o3Byrj3VgCPcVcooATw/qb6to8NxMix3SlobmNeiSoSrge2QSPUEHvWnXL27/2V 4wVBxbawhyOwuY14P1aMHP8A1xFdRWbVjRBRRRSAKKKKACiiigAooooAKKKKACiiigAooooAKKKK ACiiigDn/Ef+l3+h6UORPei4lH/TOAeZn/v4Ih+NdBXP6b/xMvFmp6ieYbFBp9uf9rh5iPqTGv1j NdBQAVz+lf8AEr8SajpTcQ3ZOoWnp8xAmUfR8Of+u1dBWL4mtZmsI9Rs42kvtNf7TCi9ZQAQ8f8A wJCwHvtPagDaoqK1uob20huraRZIJkEkbr0ZSMg1LQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAU UUUAFFFFAHL3b/2l40SPrBpMG8+hnl4H4rGD+Eta1YnhdvtVhc6oeTqV3LdKfWPOyI/9+0jrbrRb EPcKKKKYgooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooo oAyPElvNLozz2qF7yydbu3UdWeM7tv8AwIAr9GNdHZ3UN9ZQXls4eCeNZY3H8SsMg/kap1n+DG8n SrnTD97TbyW2A9EJ8yMf9+5EqZFROioooqCgooooAKKKKACiiigAooooAKKKKACiiigAooooAKo6 xqSaRpVxfOhkMa4SJfvSOThEHuzEKPc1ern7n/iceKoLUc2mk4uJ/RrhlIjT/gKkuR6tGaAL2gaa +k6HbWkziS4AMlxIvR5nJaRvxZmNaVFFABRRRQBz9h/xI9cfSm4sb0vPYnskn3pYf5uo9C46KK6C qOraYmq2BtzI0MqsskE6DLQyKcqw+h7dCMg8E1Ho+pvfwSRXUaw6hbN5d1Cp4VsZDL6ow5B9ODyC AAaVFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABWP4rvZdP8J6pcQHFwLdlhPpIw2p/wCPEVsV znjI+Zp+n2fe61O2XHqEkEpH5RGgC1Y2kWn2FtZQjEVvEsSD0VQAP0FT0UVqZhRRRQAUUUUAFcrr fxE8OeH9Uk07Ubm4S5jCllS1kcDIyOVUjoa6qigZwkXxg8GzBTHfXThjgEWU2D+O2uqstbsNR1XU dNtpS91pzItypQgIXXcvJ4PHpXJ/Bz/km1l/13uP/RrVh6ZD4iu/ih41tdDu7WwhaW1a4vJofOdc RfKqJkDJyeT6Urges0Vwnh3xfqFvB4ntfEpgluPDuGlurZdgnjZC4O09GwPpyKy7bX/FupaN/b8e v6HaSOnnQaM6KwZOoV5N24OR6cZPancLHp9IzKiM7sFVRksTgAVk+F9eh8T+GbDWYI2jS6j3FG/h YEhh+BB5rE+JuqXFl4SawsSP7R1eZNOthnnMhwx/75z+YoA2vDvijSPFVnLd6PdefFFJ5b5QqQcA 9CAcYIwe9XNU1aw0TT5L/U7uK1tY/vSSHAHoPc+1ef2VjH4B+I+mWkJ26XrdilnngAXMCgKSPVlw Pcmp/EdsuvfGDQNHvlSXTrKwk1HyHGVeXcUBI744Iz7+tK4GjB8VPCk10kL3dxbxyELHcXFrJHE5 9nIx+JxXXzXMFvbPczTRxwIu9pXYBVX1J6Yqvq2lWmt6Tc6bfRCS2uIzG4IHGe4z3HUH1FeeeNtN W1tfBnglJ7iXTru9WKdppMvJDFg7CRjIOQPwFAGw/wAW/CCyEreXUlsDhrtLOUwqf97bXXWeo2eo adHqFncxz2kib0mjO5WH4VLHbW8NqLaKCJLdV2CJUAQL6Y6YrzjwlEuheN/Gnhu0401EjvoIs8Qt ImXUD0yR+VMDQT4xeDJEDpfXTKehWxmI/wDQa6LQPFuh+J1l/sjUEuHhx5sZVkdM9MqwBrzP4ffE jRPDvw70yzv4NS3W0chkkjs3aPmRm+906Gt/wqLjxJ8Q5/GNtpc2naS+nC1R7hQkl4xYNvKjsAMZ JPQfgkwsaNx8WPCFreXFrJe3Blt5WhkCWcrAMpwRkLW5oPi3QfE3mDSNSiuZIhmSLBV1HqVYA498 YrkvhJ/zN/8A2MFz/SneOLSPSvHPhDX7JEhu7jUF0+5ZRgzRyDo3rjBx+HpRcD0WiiimIKKKKACi iigArK01vsnjm/gH3L6yjuAP9uNijn/vl4h+FatY94fs/jLw/cdPOFzZZ/3kEv8A7QpS2GtzqqKK KzLCiiigAooooAKKKKACiiigAooooAKKKKACiikZlRC7sFVRkknAAoAoa1qf9l6c00cfnXMjCG2h zjzZW4VfYdyewBPajRtM/srTlgaTzrh2MtxMRgyyscs3tz0HYADtVDTFbW9QTXZlItY1K6dGwxlT w0xHqw4X0X/eIG/QAUUUUAFFFFABWRq1hcC5i1bTlDX0C7HizgXMXUxk9AQeVJ6HI4DNWvRQBWsL +31KzS6tmJjbIIYYZWBwVYHkMDkEHoRVmsa+tLjT719V0yIyl8fbLRSB54HAdc8CQDjtuHB6KRo2 V9bajaJdWkokifODgggjggg8gg5BB5BGDQBYooooAKKKKACiiigAooooAKKKKACiiigArmvEnz6/ 4Zj/ALt3NL+VvIv/ALPXS1zOufN4w8Pp2EN3J+IEY/8AZjTW4malFFFaEBRRRQAUUUUAFFFFAHFf CmwvNN+H9nbX1rNa3CzTkxTIUYAyMRkHnoRR4UsLy2+IHja5ntZore5mtTBK6ELKBGQdp6HB64rt aKLDPOLbw5e6nrnxItJoJbeHVY4IraeSMhH/AHLLkHHIBxnFc7p8Gj6doMenap8M5pvENvD5W2LS xJFcOowH80cYOMk59a9popWC5k+GLOew8NWNtdWVnYzrHmS2sl2xRMSSVUZPrzz1zXJa34ebxn8S I7fV9PnbQNJtCyGRWRJ7iQj7rDGQFx0PUV6HRTsB5l4v+GOk23hu5vfDGmvb6zZlbm1aGV2ZmQ52 gEnJIzjHOcVPrlrrN1N4d8daVpUr6laQGO90yUGOR4mHzKoP8StnHrnv39GoosFzzzUfiDqWo2U1 h4f8Ka//AGtKpjje7s/JihY8bmcnHBqTWfBesXPgzRUi1D7X4l0WRLqG6uHJE0gOWQk/wnoCfQZx zXf0UWA4OP4kXCRLDc+DfEialtOYI7Pehb0EmcY96f4O8P6rAdc8R69Ekesazgm2jbd9niVSEjyO px1x6Cu5oosBx3ww0+4sfhppNhqNpJBMqSrLBPGVYZkfgqfUH8jWZ4b07UfBHjS50KG0uZ/DGoZu LOSOJnWykJO6NiPuqe2fb3r0SiiwHkng7Vb7wjdeJIL3wv4in+16xPcxSWtgXRkJABySPStSO21j x14w0nU7/RrnSdE0d2nhS7ws9xP/AAkp/Coxnn+vHo9FKwXCiiimIKKKKACiiigArF187LnQpf8A nnqkXP8AvK6f+zVtVieKPlstPk/uarY/+PXMa/8As1D2GjraKKKyLCiiigAooooAKKKKACiiigAo oooAKKKKACufu/8AipLp7CPnSYH23kna4YHmFfVQfvnpxs5y2JLq6m1m4k03TZXjt42KXl6hxtx1 jjP9/sSPu/73TXtraGztYra2iWKCJQiRoMBQOgFAEvQYFFFFABRRRQAUUUUAFFFFABWPe6dcW12+ p6QEFy+DcWzHbHdAcdf4XA6N36HIwV2KKAKOm6tbapG5hLpNEds9vKu2SFvRl7ex6Ecgkc1erN1L R4r+RLqKV7TUIhiK7ixuA67WB4dD3U8dxg4IqQ6+9lMlpr8K2UzMEjulObac9sMfuMf7jc5OAW60 AbtFFFABRRRQAUUUUAFFFFABRRRQAVzOv/L4r8Ov6i5j/NFb/wBkrpq5vxQPL1Tw3cH7q6g0bH0D 28oH/j20fjTW4maVFFFaEBXC/FDxJrfhzSdMbQPJN5d3q24Ese/dlGIAHrkCu6rgviT/AMhDwV/2 MNv/ACahjR0/hfWk8ReF9N1dNv8ApUCu4Xor9GH4MCPwrivDXjrVtc+KeoaQRCNEWGZ7QhPmfy5B GW3dwWD1RsNXfwVpnjXQIziawn87S0B6rc/6tVHfa7c/WptA0ZfD3xR0LSVwTa+FyjsP4n87LN+L En8aVwPRL3W9J02ZYb7VLK1lcZVJ7hEZh7AmrjSxrCZmkURBdxcngDrnPpXifgyLUNV0e51e68C2 /iG41KeVpr64vYAWAYqEVXyUAAxgY/lWnb+EPE118M9R0J4I7Mx6l5tjZz3Syq9uGDCB3U9N2R25 AouFj06x1rStTkaOw1Oyu5EGWWCdZCB7gGi+1nStMkSPUNSs7R3GVW4nWMsPYEjNeZW91pUHiXRG 1/wbc+GNRhuRHa3VkE+zzO4xsZ0Ayp9P161Lqej6roni3W9UuPCVt4q0+/kR1kBRri2AUDywjA5A HQD2ouB6mksckKypIrRMu4OpyCPXPpVC38RaJeXQtbbWdPnuCcCKK6RnJ+gOa87iu/ByfCy+tkud Zs9JS8aCa16XKSlgfIUEHAORwO2eetYPjpFXwil1ZeAf7DjtbiB4b6QwxTRkOoHyJljnPc+9Fwse 23l9aafbm4vbqC2hBwZJpAig/U8VFb6tpt20S22oWkzTKWiEUysXUdSuDyB7Vw19aweIfjONP1WB Z7LTdJ+0W9vKN0bSPIFLlTweOPwqudE03R/jjpZ06CK2FxpkzyQRDaoYHG4KOBkDsO1FwOt0LUri PSrq51zWNKnC3Tos9tKBGicBUYnHz5PP1FaSa1pUmoHT01Oya9BINsJ1MgI6jbnNeGyDPwQ8SgEq T4gbkHBH76Ous+JXhjRfD/w+F1pWnQWt5Y3Fu0F1EgWUN5igsXHJJyc5ouFj028vrTT7c3F7dQW0 IODJNIEUH6niorfVtNu2iW21C0maZS0QimVi6jqVweQPauGvrWDxD8Zxp+qwLPZabpP2i3t5Ruja R5ApcqeDxx+FVzomm6P8cdLOnQRWwuNMmeSCIbVDA43BRwMgdh2ouB6HqU72ul3dxHgSRQO65GeQ pIrF8A61eeIfA+l6tfsjXVyjNIUXaMh2HA+gFa2tf8gHUf8Ar2k/9BNcz8Jf+SW6F/1yf/0Y1PqB s67cahDf6QtlqGn2sUl0FuEu2w86cfJF6tWRpXi4/wDCWeK7PV720tbDTZraO2eVljA3xliCxPJy Kz/iR/yMngX/ALDKf0qn4f8AD2l6t8VfGt3qNpFdvby2yRRzqHRd0XLbTxnjGfrS6gejx3tpNZC9 iuoXtCpfz1kBTaOp3dMe9QQ6zpdxdR2sOpWclxIgkSFJ1LspGdwAOSMc5rzZIY9G1r4haFp6rFpn 9l/bFt0zthleJg20dBnrge1WfAPh/QLD4a2OvXEaW14bB5JtUAHnxKVIJVsHG1eAMdhxRcLHeTeI tDt7s2k2s6fHchtphe6QOD6bSc5q3cXtpaNGtzdQwtKSIxJIFLkc4GeteNzW2mXHgK6t9F+Htxc2 As5HXVNR8mGQjaT5ueXY55GAM9sVFfINY8I/C6C+ZpUuLmOCX5iCyFdpGevK8UXCx7Da65pN9Ikd pqllcPIWCLFcI5bHJwAecd6sz3dtbPEk9xFE8zbIlkcKXb0XPU+wrz7xxoVj4U0jTvEOh6fHajRb 4XMsNsAgeJ8JKMD1AX8jVqKVPFXxUSaJ1l03QLMOjDBDXM4yD+EePoaLgd7RRRTEFYniX5odLj/v 6raf+Oyq/wD7LW3WLrY83VfDtuOsmpBvwSGV8/8Ajo/MUnsNHWUUUVmWFFFFABRRRQAUUUUAFFFF ABRRWfqes2eleWkzPJcy58m2hXfLL/uqOcepOAO5FAF9mVELuwVVGSScACsD7VP4kPl2DywaT/y0 vVJV7kf3YT1CnvJ6fd67gq6Zea24m1xFitAcx6YrBlPoZmHDn/ZHyj/a4I3+gwKAIra2gs7aO2to khgiUKkaLhVA7AVLRRQAUUUUAFFFFABRRRQAUUUUAFFFFABTJoYriF4Zo0kidSro6gqwPUEHqKfR QBz/APY+o6PzoNzG9sP+YdesxjHtHIMtGPYhlHYCprXxLaPcx2WoRS6ZfOdqQXeFEp/6ZuCUf6A5 9QK2qhurS2vraS2u7eK4gkGHilQOrD3B4NAE1Fc//wAIzJY/NoerXVhjpbyn7Tb/APfDnco9kZaP 7U8QWHy3+hC9Qf8ALfTJ1OfcxyFSPoGegDoKKwo/GOhmRYrq8OnzMcCLUImtWJ9B5gAb/gOa2o5Y 5oxJFIsiHoynIP40APooooAKKKKACud8bDZ4dF0Otpd21xn0VZkL/wDjm6uirn/FGo6G2jX2l6lq 1pbNdwPAEeYB8spHyr1JHsM8UAXqKzfD2otq/h3TtQcYknt0eRcY2vj5h+DZH4VpVqQFYXiLw2ni CfRpWumg/sy/jvQAm7zCufl68Zz1rdooA5XW/A9rrfjDSfEMl1JG9gMPAq5WcBtyZOeMNz3zV2Tw 2j+OYvE32pg8dgbLyNnBBffu3Z/DGK3aKLAcSvgXUNLvbx/DXiWbSbO7kM0lo1ok6LIepTcRsz6V IPhxpQ8IHQvtF15puPtpv93777TnPm56Zzxj09+a7KiiwHFr4J1S/v8AT5vEXiiXVLawnW5itks0 gVpV+6zkElsdcU+fwXqFrrN/qHhzxFJpK6hJ511btaJcI0vQuu4jaT365rsaKLAcPL8M7KbwnNo8 upXT3k97/aEmokL5jXOfv46Y7Y9PzqDWPh3qviXTWs9e8XXF2qMHgEdnHCiuD95lU5fjIAyAM5rv 6KLBc888ZjSv+Et0j7TrFzoWtR2zNbasEQW8gz80L7jg/wB7aeOetY/hizS++Lv9oWuuya6LPTmW 9v8AjyxK7YWNNvyKNvOBnv8Ah6pd2VrfweReW0NxCTny5ow65+hpbWztbGAQWltDbxA5EcKBFH4C lYLnEn4ZxHwXqPhz+1H23t+b0z+SMoS6tt27ufu9c963/F/htPFnhybSHumtlleN/NVNxG1w3TI9 K3aKdgPPfG39kHxhpJn1a50DV47d2tdV2p5Ei5+aF9xwf72Dgc9axvDFml98Xf7Qtddk10WenMt7 f8eWJXbCxpt+RRt5wM9/w9Uu7K1v4PIvLaG4hJz5c0Ydc/Q0trZ2tjAILS2ht4gciOFAij8BSsFx L23+2WNxbbtnnRNHuxnGRjP61wGl/DrxJoumw6dp3j66gtIARHGNOiIUEk9Sc9Sa9Gop2A5C48FX eoJ4fbU9elvLrSL37WZ2t1Uz85CkA4XA4zzVebwFexeJ9V8QaT4jn0+91Bk3qLZZYwqqFwVY4Y8Z B4xk9c129FFgOW03wVHY6PrFvPqE15qOsI63d/KoDMSpUbVHAVQeF/WrOn+E7a08DJ4VuJnuLYWr WrygbGZSCCR1wea6CiiwHC2/gLVv7IXRL3xfdz6MsPkC3itUikMYGAplGSRjAPTIqSL4eqmmeFbJ tTZv+EfuBOr+QB52DwCN3y8d+a7aiiwXMHxdrWhaPoNyuvXUcNtcQyR7GPzSjbyqjucGsf4V+HpP D/ge1FyGF5eH7TNvHzAEAIp+iBfxzXXXVhZ33l/a7SC48pt8fmxh9jeoz0PvVigAooooEFZDj7R4 70qLqttZXNw3sxaJF/QyflWvXNabr2kQ+NNZe+1G2tpkENjbrPIED7VMjFSeCSZMEDn5KUtiludv RTY5I5oxJE6uh6MpyD+NOrMoKKKKACiiigAorMv/ABHoulsEvdUtIZScCJpRvY+gXqT7AVS/4SWe 640rQdUuweks0QtYx9fNKtj6KaAOgqlqWr2GkQrJfXKQhztjXlnkb+6ijLMfYAmsz7B4h1Lm/wBT i02E/wDLvpq73+hmkHP/AAFFPvV3TfD+maVM09rbZunG17qZ2lmcehkcliPbOKAKX2rXtY4s7f8A si0P/LxdKHuGH+zF0T6uSfVK0NM0az0rzHhVpLmXHnXMzb5ZT/tMecegGAOwArQooAKKKKACiiig AooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKAGyRRzRtHKivGwwysMgj3FYkvgvw1JIZF0 SyhlPWW2jELn/gSYP61u0UAc/wD8IlbR8W2q63br/dXUpZB+HmFsfhR/wjd8v+r8Wa5GfX/Rn/8A QoSK6CigDn/+Ed1I8N4x1xl7jy7MZ/EW4P60f8Iu7f63xDrkn/byqcenyKv+NdBRQBz/APwhWhSf 8fVvcX3r9uu5rkH8JGI/DGK09P0bS9JUrpum2dmpGCLaBYx/46BV2igDk9FX7FqWtaUePIuzcxD1 in/eZ+nmeav/AAGtqszX0+weINK1UcRzE6fcn2f5omP0cbR/11rTrSL0IYUUUUxBRRRQAUUUUAFF FFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQBHPPFa28txM4SKJC7sei qBkn8qq+FLD/AIpS3F9ADLe77u4ilUHDSsZCpB9NwX8KpeIk+3rY6IOf7SuBHMP+mC/PLn2Krs+s grraiTKRgyeC/DTyGRdFs4JT1kto/Ic/8CTB/Wm/8Ilbx8W2ra3br/dGpSyD/wAiFiK6CipKOf8A +Ebvl/1fi3XEPri2f/0KEij/AIR3Ujw/jDXGXuPLs1z+Itwf1roKKAOf/wCEWdv9d4h1yT/t5VOP T5FX8+tH/CFaC/8Ax9Ws196/b7uW5B/CRmH4dK6CigClYaRpmlKV07TrSzUjGLeBYxj0+UCrtFFA BRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAF FFFABRRRQBR1jTI9Y0i5sJHMfmr8ki9Y3Byrj3VgCPcVl6LfyahpqSXCCO7iZobqMdElQ4YD2yMg 9wQe9dFXMX8f9jeJRedLHVSsUx7R3IG1GP8AvqAmfVEH8VVF6iZq0UUVZAUUUUAFFFFABRRRQAUU UUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUVla5czi3j0+xfbqF+3kwMP8AlmMf PL9EXJ9ztHegY7QE/tPWb7W25hiLWNke2xSPNcf70i7fpEp710tV7Gyg06wt7K1TZb28axRr6KBg VYrJlhRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAU UUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFVtQsLfVNPnsbpS0MyFWwcEehB7EHkHsRVmsfxFe zw2cNjZPsv8AUJRbQOP+WeQS8n/AUDMPUgDvQBmeHdVN/bT2s8yS3thK1tcOowJCrFRIB6NtPsGD L/Ca2az9Q0EWVnaT6LCFutOi8uOLOPtEP8UTE9zjIY9G56Fs2LK9g1Cziurdi0UgyMjBB6EEdQQQ QQeQQRWidyGixRRRTEFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQ A2SRIYnkkdUjQFmZjgKB1JNczF9shnTxrL5gt8GI2rD/AFdiSD5mOz5AkP8AsfLjIFaLRf8ACRam 1ljOlWjj7Ue1xKORF7qOC3rwvPzCuoIDKVYAgjBB71En0KSBWV1DKQVIyCDwRS1geHydNu7vw9IT ttcS2RPe2Ynav/AGBT/dCE9a36koKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooA KKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigArn9K/4m2v3usNzBbF 7CzH+6375/xddn0i96veINSfSdCu7uFQ9wqhLdD/ABzOQsa/i7KPxqXR9NTSNGs9PRi4t4lQuerk Dlj7k5J+tAF2ud1Kzk0e6l1WyjaS1lO6+tkGSD/z2QDq395f4hyPmGG6KigDKiljnhSaGRZIpFDI 6HIYHkEHuKfWbdWM+hSyXdhE82muxee0QZaEnkvEO4zyU+pXn5Tet7iG6t47i3lSWGRQyOhyGB7g 1onchqxJRRRTEFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFZl3PcX14dK02Qp KADdXIAItkPTGeDIew7D5jxgMtxd3N5dvpulFfPXH2i5Ybktgef+BORyF9wTxjOzpunW+l2Yt7cM Rku8jnLyOerMe5P/AOrA4qZMpIfZWVvp1lFaWsYjhiGFXJPuSSeSSckk8kkk1YooqCjA8Tq1nFba /EpMmls0kwUcvbMMSr74ADgdzGoreVldQysGUjIIOQRQ6LIjI6hlYYKkZBFYXhJ2h0qTSZWJm0mZ rIljkmNQDET6kxNGSfXNAG9RRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQA UUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAc/rH+m+KND07rHEZdQmHYiM BEB/4HKGHuntXQVz+k/6Z4r12/P3YPJ0+P8A4AvmsR9TMB/wCugoAKKKKACufvdHurG4kvtFCHzG L3Fg52pMT1ZD/A5/75Y9cE7q6CigDB0/UrfUY3MJZJYm2TQSrtkib+6y9v5EcgkHNXKbquhwalIl ykstpfxrtju4CA4HXawIIdf9lgR3GDzWS+p3ejsI9fiSOLouowA+Q3++DkxH/eJX/azxVqRLRsUU isGUMpBUjII6GlqiQooooAKKKKACiiigAooooAKKKKACiiigAoorOvtZt7OdbSNJLu/cZSztwGkI 9T2Rf9piB75oGaDMFUsxAAGST2rJjnvPEJ26XIbbTj97UcAtKPSAHg/9dCNvoG6iWHQLrVGE3iCR GhzldNgOYR/10Y8yn2wF/wBk4BrpAABgDAqHLsNIr2NjbabaJa2kQjiTOBkkknkkk8kk8knkmrFF FSUFFFFABXPt/oHjyNhxFqliVPp5sLZH4lJW/CP2FdBXP+LP9GttO1UddPv4pW/3HJhf8klY/hQB 0FFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQA UUUUAFFFFABRRRQAUUUUAFFFFABRRUVzL9ntZpjj92hfn2GaAMTwd+80We7PW7v7qcH1UzOE/wDH AtdBWJ4Ni8jwToUZzuFhAWJ6ligJP55rboAKKKKACiiigApCAylWAIIwQe9LRQBzsvhRLRjLoN22 luTkwBfMtnPvFkbf+AFT65qs+sXmm/LrelzwKP8Al6s1a4gPudo3p77lAH949a6uimm0Kxi2V/Z6 lbi4sbqC5hPSSGQOv5irFQ3/AIX0jUbg3T2vkXh63dq7QTH6uhBYexyPaqLaDrlpzYeIPtCj/llq Vssn4B49hH1Iaq5hWNSisc3niO14uvDn2nH8WnXsb5/CXy8fTn6mmHxNDDxeaXrNof8Ab0+WQD6t GGUfnTuhWZt0Vhf8Jl4eH39Uhi9PNDJn6bgM0n/Cb+E+/ifRgfQ30QI/DdTuBvUVhf8ACaeGW/1e u2Evp5M6yZ9htzk+1KPFulScWwv7pvS20+eX8yqED8cUXQG5RWMNY1Sf/j08L6o47PO8MK/k0m7/ AMdqRbLxVe/6yfS9LQ9ViV7uTH+8diqf+AsPr1pcyCzNWsaTxNp7TNb2Am1S5U4aKwTzdp9GfhEP +8wqyvg6yn51a8vtX9Y7yQCI/WJAqH/gQNb0MEVtCkMESRRIMKiKFVR7AdKTkPlOdTS9b1bnULka Xan/AJdrJ90zD/alIwv0QZHZ62dN0mw0iBobC1SFWO5yOWkb+8zHlj7kk1doqG7lBRRRQAUUUUAF FFFABWR4rtGvvCOsWqf6ySylEZHZth2n8DiteggEEEZB6g0AV9Pu1v8ATbW8T7txCkox6MAf61Yr A8EE/wDCE6PGTnybZYBn0T5B/wCg1v0AFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAU UUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFZviKXyPDOrTZxss5m/JCa0q y/EsXneFdXi/v2Uy/mhoAm0aLyND0+HGNltGv5KBV6qeky+do1jL/ft42/NRVygAooooAKKKKACi iigAooooAKKKKACiuXu/G9lZ+Nrfw08ErNKEV7of6uKVw7JG3uwjJH1FX/EfiS18N2cMksM1zc3M ogtbO3UNLPIeyj07kngCgDZorjo/G19Y6jZ2/iTw5Po8F7KILe7+0xzx+afuo5T7hPQHkZqzq/i+ a31mTRdE0W41nUoVV7lI5Vhjt1YZXfI3G4gZCjJxQB1FFc3ofi3+0dWl0XVNMn0jWEj85baZ1dZo +m6N14YA8HoRWZpPjjWtc02PUdN8G3c9pKWEcn26Bd21ip4LAjkGgDt6K42T4h2i+EJ9eTTbvzbe 7WxmsZdqSxzl1QqTnHBYHOelJd+Ob3RRHceIPC1/punFgkl6J4p0hyQAXCMSFyeuKAOzopFZXUMp BUjIIPBFLQAUUUUAFFFFABRRRQAUUUUAFFFFAHP+C+PDSp/zzu7uL/vm5kX+ldBXP+C+fDm//nrf Xsv/AH1dSt/WugoAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAo oooAKKKKACiiigAooooAKKKKACiiigAooooAKhvIftFjcQj/AJaRsn5jFTUUAY3hCb7R4L0Kb+/p 8DH6+WtbNc/4M/d+Hvsnezurm1A9FSZ1X/x0KfxroKACiiigAooooAKKKKACiiigAqK5uIbS1mub iQRwwoZJHPRVAyT+VS1V1LTbXV9NuNOvozLa3CGOWMOyblPUZUg4P1oA8ZW08T654Q1TULfwzdtq Gq3i6tZ34uolMO0gwAIW3YCADGM/Ma6KXXrbWPFfw78RuQtneQXUKEk7Yrl0X5T75V1+or0qCCK2 t44IUWOKJQiIo4VQMAD8Kxx4O8PjRLjRf7MiOnTytM9uzMV3k5JXJyvPPy4x2oAn17WtO0S2tpNQ Vn8+5jggiRN7vKzYXaPbr7YrnPAzRWniTxjp9wQmpvqrXZVm+Z7d0Xy2HqBgj2Na2meBvD+k6gl/ b2kkl1GCIpLq5knMI9E3sdv4VY1vwno3iCeG51C0JuoFKxXMMrwyoD2DoQce2aAOf8QsLz4r+D7e 0k3T2Ud5cXSqM+XC0YRd3pliAK5jwhY+NP8AhV0F34f1y1UqJ2gsnsVLHEz5AkLHk4OMrjJA6V6V oXhjR/DiTDTLMRSTkGaZ3aSWUgcFnYlj+dWtK0my0TTYtP06DyLSIsUj3FsbmLHkknqTQB5Nc/2b J8GUvNOubm5e81a2uL2S6x5v2k3EYkDgcKQRjA7AV6B8Q7y0sfh7rr3jKEkspYUVhnfI6lUUDuSx FT3Hgnw9dQajBLpw8rUp1ubpFmkUSSqch8BhtOQCSMZwM5qta/DvwraahDfppQkuYDmJ7ieWbYR0 IDsQDQBqeGre4tPCukW10pW5isoY5QeocIAf1zWpRRQAUUUUAFFFFABRRRQAUUUUAFFFZniS9Om+ F9WvlOGt7OWVceqoSKAKXgfnwXpcnaaLzgfUOxcH8d1dBVPSLIaZothYKMC2t44QB/sqB/SrlABR RRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFF FABRRRQAUUUUAFFFFABRRRQBz+h/6J4i8Q6ef4p476Mf7EqBT/4/FIfxroK5/Uf9C8Z6PedI7yKa wkPq+BLHn6BJR/wKugoAKKKKACuHi1zxZq/ibXtP0ltFhttLuI4QbuGVnfdGr5yrgdz2ruK8x0nw 6mt+OPGzNqmrWRS9hUfYLxoQc26ckDgn60AdF4c8Q6tP4m1Pw7rsNj9ttIY7mOexLeXJG5IwVYkq wI9TnP56Nh4w8O6pqH2Cx1mzuLnJAjSQHcR12no2PbNeaWtpc6Z4X8a+FI4H/wCEoS0eUXe92k1K AghZAzFjkAlSAcAnjrSAQalpPhu1TxtYzqtzbNZWllpaGeJ1IIyBJlQACGJHTOaAPS7fXoYG1J9T 1TSkggvPs8ZilwY8hSElLHAfnoO2Kl0jxVoOvXM1vpWq2t3PCu5443ywXOM47jPccV5RrEMdxB4j gmRZIpPGlojowyGUiIEGux8QxxL8VPDp8piG0q+RhEPnZR5eFGPqcfWgDobPxl4bv9T/ALOtNas5 rvcVEaSA7mHUA9CfYVpQ6lZXEdzJDdwyJayNFOyuCInUZZW9CM8145YatFoul+Ho9O1nSvEWj/bI EtNLuoVS/tWL4XbtPLpk53L2Nbel63pmjad49stRvYba8fVbt47eVwskgkjXZsU8tu7YoA7q98We H9OsYb271myhtp4vPikaYYkjyo3L6jLL09RVe98ceF9OWI3euWcXmxLMmZMnYwBViB0BBBGa8/8A DVvDc6p8MBPEkgXQZ2UOuQDsi5q9/bY/tfxQLbUdB8PQQXfk3P2mAzXVxtjADbS6jaRgKADkCgDv 7zxHothawXN3qtnDBcIZIZHmULKoAJKnPzcEdPUUml+JNF1q0mu9N1O2uIIP9c6OP3fGfmz0455r ybwdBFcWvwpjnRZQh1EgOnRlDEHHYggfTFWvGcFxLqvxFis43Zm0zT5JEjHLKHbzOB1+QN+FAHpW l+LNA1q8e003VrW5uEBJjjfJIHUj+8PcZpp8YeHRq7aUdZs/tyyeUYvMGQ/9zPTd7daw73XPC+rT 6PDo0lvf6p5ch0w2TqTaAxEb3AI2JggYI6kDHHHnVgkcvwuj0q/8YWVshTyZ9MGmq94k+7BAHmBm ffzux70Ae+V5ofH+qnWSEbTxGuuf2T/ZZQ/aimcebu3enzY24x3zXdXkl9Z+G7iS2U3WoQ2bNErL gyyhOMgerDp714i97Z6Tpmk+N9E1uLU/GFwoivrKdzJLdO4AaMRj5ozGRxwBhTnOeQD3+ue8Na9c 6zqPiG3uI4kXTdRNpEYwQWUIjZbJPPzHpipfB2qHWvCGl6g19HfSzW6maeNNgaTo429sNkY9q5Xw nr2j6T4h8Zxajq1jZyPrLMqXFykZI8qMZAYjigDtNX1/SdAijk1XULe0WU7YxK+C57hR1P4Uy18S 6Je6SdVttVtJLBXEbXAlGxWyBtJ7HJHB9RXH614itbnxzpq6Vd6FC7aZLMmsXj+ahj8za0cWGVS2 Vyxz0/GuIuZRc+DfiQxvYr4PqNmxuIohEkuWiBZVBPBIPOTnrmgD14eNfDTaa+ojW7I2aTG3MokB BkH8I9TznjNXdO1/SNXhkm0/UrW5jjQPI0UoOxTnBb0+63X0NclrradoPxE0C91Jbe00gWc8FtK+ EiguSUxn+FSUBAJx0xXIazPaaxa/FGXw1tlV4rEySWy7llI3eay4+8NobOOuD1zQB6ppni3w/rN4 1np2r2lzcLk+XHIMsB1K/wB4cdRmtmvJDJb6pq/hRR420/UmjvY5bK203S0Eiqq/MCVkJjj2cNkc cccV63QAUUUUAFc/4w/f6Tb6aPvajeQ22PVN4eT/AMho9dBXP3X+neOrCDrHp1pJdOPSSQ+XGf8A vlZ/zoA6CiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiii gAooooAKKKKACiiigAooooAKKKKACiiigAooooAyPE1jNfaDOLRc3sBW5tR6yxkOo+hI2n2Jq9p9 9Dqem2t/bNuguYlmjP8AssMj+dWa5/QP+JZqOoaC3CRObu0PrDKxJX/gD7hjspT1oA6CiiigApiQ xRyPIkaK8hBdgoBYgYGT34qlruqx6HoGoarKpdLO3knKj+LapOPxxXI6T4V1TXdCt9U1bxPrcGp3 sKzlbK6MMNuWGQqxgYOMgHOc4oA7preFrhbhoYzMo2rIVG4D0B61DDplhb3kt5DY20d1L/rJ0iVX f6sBk1zo1+/8M6Fptt4hU6lrtw7QRRaamWumXJ3AHaF+UAsScD17Uo8eWUFvqx1HT7+wu9Ltjdz2 kyIXaEZ+eMqxVxxjg8HrQB0ptLY5zbwndIJT8g5cdG+vA5p7QxNKkrRoZEBCuVGVB64PauMb4k2k M1oLjQ9Zih1AY0+UwoftbYyFVQxKkg8bgo9xVhfiBZR6TrV7f6ZqNjLoyo93ayohkCuMqVKsVYEA 9+1AHRx6Xp0V899HYWqXb/enWFRI31bGTTpNOsZryO8ls7d7qMYSZolLqPQNjIrk2+I9rFd20E+h azCb5SdOLQoTeEAHCgOSpwQfnC8cnFWrbx9pzabq91qFpe6bNpLKt3a3CBpAXAMe3YWDbsgDB60A dMtrboYisESmJdsZCAbB6D0HAqKTTLCa9S9ksbZ7tOEnaJS6/RsZFY9j4sWbVrXTdQ0nUNLuLxGe 1+1BCsu0ZK5Rm2sBztbBrM074l6bqVrPqCabqcOkQQvJJqE0SrEGQ4KDDEls8DAPPHrQB1yWVrGY iltCpiLGMrGBsLdceme9SLDEsryrGgkcAM4UZYDpk965e38aJNd29pf6Nqulfbo3a0luVjxJtBJX 5WJRtoyAwFVtK8XWNv4b0D7DHq+qzanGxtI5ijXEiryzSMSFGMjkmgDqrXTLCxlkltLG2t5JeZHh iVC/1IHNB0ywbUBqBsbY3oG0XBiXzAPTdjNcL4n8ZyXngXxaLSG/0nWNJhAljlIV4y3KMrISCCAe Qa7+1YtaQsxJYxqST34oAlqpHpenw3r3sVjbJdyffnWFRI31bGTXk+i39lrlvPHrnjrVtH8UGSTz bR7s2yWz7yEVYiArLjb659ea6DVvEfiXQrvwdYXkDXl1dSOt89gqFLkrG5ATeVweAx4A9D2oA9Ai hjgj8uKNI0yTtRQBknJ/Mkmq0ukaZPK0s2nWkkjHLO8Ckk+5IrBvPG6QvqJstD1TUbbTJDFd3Fus YVWABYKHdWcqDzgUXnj3Trf+yEtLO+1CbV7VrmyjtY1JkUBTglmAU4YHngYNAG7No+l3EEUE2m2c kMR3RxvApVD1yARgGpWsLNlkVrSAiUKJAYx84X7ueOcdvSubg8f6Z/ZOq3l/a3unzaXIsd1Zzxgz Bnx5YUKSG35AXB5rIn8UajefELwnYSadqmkxzC6eWC5K7J18nK8ozAlSOVPIOOKAOm8Q6Vqt+1vN pd9bRmMMstpewmW3uAcY3AEEFSMgiovDHhyfR7rUtRv7qG41HUmjM32eLyoY0jXaiIpJOAM8k5Oa z7r4hwQWFzqkeh6tcaNayOkuoRpHswpIZ1UuHZAQeQvY1PqXju0stXGlWel6nql4beO6CWUSsPJc kB8lh0x39RjPYA6C20vT7KeWe1sbaCaX/WSRQqrP9SBzVuuE8ReOv+JP4g/svTNVngsY5reTU7ZF 8uKYKQSuWDsEbGWVSB+FdJ4UnmuvB+iXFxI0s0thA8kjnJZjGpJJ7kmgDXooooAK5/wr/pkF7rjc nU7gyRH0gX5IsexVd/1kNSeKJ5Tpq6XauUvNTb7LEy9Y1IJkk/4CgYj32jvWxbwRWttFbwIEhiQI iDoqgYA/KgCSiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKAC iiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKwvEsUlulrrdsjPPprl3VBkyW7YEy47/KA 4Hdo1FbtFADIpY54UmidXikUMjqchgeQQafXP6T/AMSTVZNCfi0kDT6cewTPzw/8AJyB/dYAfcNd BQBn65pceuaBqGlStsS8tpIC2Pu7lIz+Gc1yGleKdX0LRINJ1XwrrVzqdlEsAksrfzYLnaMK6yZw oOATuxjmu/ooA83uLXxVZt4a8S6xaHUbuyluvtlnZIrSQRzgBRGB9/ZtAPc5PWqWv2ereKv+El1i 20a9trf/AIR+XTbWK5h2XFzKzbyRH1CjAAz1J4r1WigDhNR02+l1P4fOlpMy2cjG5IQ4hH2Yr83p ycc1neMNH1K8t/iAttY3EpvNPtI7YJGT5zKJNwX1IyM/WvTKKAOO1bT7yXxp4IuY7aVoLRbv7RIF JWLdAAu49sniua8U+FNU1m/8Ytb2k7bp9NurZQxj+0+UuXRHyMHqMg8HFerUUAeX6Po9jeeKNKlt PD3iXZau08tzrN5cKluwUhdiOxEjEkjjgDPNLYeF9Vv/AIFHQhbNBqZEjpBONhLLctIqnPTcAOT6 16fRQBxsfijV9bntbSw8OajZoyM1/LqVuYliXafkjOfnctgZGRjJrkdOtfEGn+GPB2nXlvrtppUd jIt8NLjb7Qk4I2K4UbwuN33R169q9gooA8Wn0LUpdG+IgttG1aNdTtLY2SXZeaafarK2SSx3Z525 yARwOg9fWKY6WIo5DDOYdqvtB2Nt4OD1watUUAeZz63Nc6Yul+MPAOp6rqUKeU8tvp6TwTHGN6Pn CZ69tuappomt+H9C8Cz3VheXz6VdzNcW9r+/lhjkSQIo5+YKGVSc9u9esUUAeTXsGsX82vQaxa+J rrUJLiaKxtrR3isTCc+US6lVxjBbcc+x6Va8MaRqUGo/D6SawuYkstFnguS8RXyZNsYCtnoTtOPX Fen0UAeW634d1e717xbe2ljJI8d7pl9aI6gLd+QoLopPGeCPritJ9RvPEfjrwvdwaBqtrZ2T3Jnn vbUxFWeFgAM84z1PQkjBNegUUAeJajp+uaz4R1W11Wy8VXniSVLhWg3vFYocttZNpCOu3GB8xY8Y 5rsfDWnXsPjo3stnPFbN4es4RJJGVHmKzFk56MMjIrvKKAPMIJdT8O+GdZ8KN4e1G8uHkuxZ3EFs GgnjmZmVnYcKRvIIPPHGc13HhSCa18H6Jb3EbRTRWECSRuMFWEaggjsQa16KACiisTX7maYwaLZS NHd324PKh5ggGPMk9jyFX/aYHoDQBFpP/E21271s828IaysT2KhgZZB/vOoX6RgjrXQVFbW0Nnaw 2ttGsUEKCOONRgKoGAB+FS0AFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFF ABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAUNX0xdUsxGshhuYn EttOoyYZBnDe45II7gkd6bo+ptqNs6zxiC+t28q6gznY+M8HupBBB7gjocitGsjVLC4S7TV9NUNe xJ5ckJOBcxZzsJ7MCSVJ6EkcBjQBr0VWsL+31KzS6tmLRvkYYYZWBwVYHkMCCCDyCDVmgAooooAK KKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKjnnitoJJ55EihjUu7ucBVHJJPY UAQalqEGl2Ml3cbiq4Cogy0jE4VFHdiSAB6mqujafPB51/qG06ld4M205WJRnbEp/urk89yWPGcC Cygl1i/i1e8jeO2hybC2kGGGRgzOD0YgkKOqqTnliBuUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUU AFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQAUUUUAFFFFABRRRQA UUUUAFFFFABRRRQBjXtnc2F6+q6ZF5rSY+12gIHngDAZc8CQDjnhgMHoCNGxvrbUrRLm1k3xNkdC CpBwVYHkMDkEHkEYNWKyL7TbiC7fU9IMa3bY8+CQ7Y7oAYG4jO1wOA+DxwQRjABr0VQ0zV7fUxIi K8N1DgT2sw2yxE9MjuDzhhkHsTV+gAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiq uoala6XbfaLuXYhIVVALM7HoqqOWY9gOaAJp54raCSeeRIoY1LO7thVA6kk9BWLFFL4huIrq5ieL SomDwW8gIa4YfdkkU9FHVVPOcE4IADoLK61meO81eHyLaNg9vp5YNhhyHlxwWHZRlVPOScFdygAo oooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACii igAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAztT0eDUTHMHktr2HPkXc JAkjz1HPDKe6kEH04FUV1y50phD4hiSFM4XUYQfs7/7+cmI/7xK+jE8Vv0jKrqVYAqRggjgigABD AEEEHkEUtYB8P3Gmkv4evBZp1NhMu+2P+6OGj/4Cdo67TQvieOyYRa/bNpMhOBNI2+2c/wCzNgAe wcKT2FAG/RTUdZEV0YMjDKspyCKdQAUUUUAFFFFABRRRQAUUUUAFFFFABRWHP4oszO9rpaSateKc NFZ4ZYz/ANNJCdifQnPoDUf9k6rq3OtXogtj/wAuGnsyqR6SS8O//AQg7EGgCW518zXMllotv/aF 3GdsrhtsEB/6aSYPP+yoZumQBzU2n6N5Nz/aGoT/AG3UiCvnFdqRA9ViXnYvrySe5OBjQtraCzto 7a1hjhgjG1I41Cqo9AB0qWgAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAoooo AKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigA ooooAKKKKACiiigApGVXUqyhlIwQRkEUtFAGC/hKwhdpdJluNHmJyTYOEjJ9TEQYyfcrn3pu7xXY cGLTdWiH8Ss1pLj/AHTvVj+Kj6V0FFAHP/8ACWQW3GqaZqmmnu01sZY/+/kW9R+JFWbTxX4evn8u 11zTpZO8a3Kbx9VzkVr1Xu9Psr9Nl5aW9yn92aMOP1FAFgEEAg5B6EUV5R4y0fTNKutunadaWalh kW8Cxj7uf4QO/NeSeItf1nT0vDZavf2xjbCeTcumwZHTB4oA+sqK+P8AQfFHiC+ti93rup3D+bt3 S3cjnGBxyenJr1vwxp1lqWprDfWdvdRFkBSeJXXBbB4IoA9SvfEmh6adt9rOn2zZxtmuUQ59ME9a pf8ACYafPxpttqGpt2+yWjlD/wBtH2x/+PVqWWkaZpgxYadaWgxjEECx/wAhVygDn/tXim+/1GnW GmRn+O8mM8g+sceF/wDIlH/CKxXnza5f3WrE9YZW8u3+nlJhWH+/uPvXQUUARwW8NrAkFvDHDCgw scahVUewHSpKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooAKK KKACiiigAooooA//2Q== "Companies around the world rely on ACORD standards to improve communications and integration abilities," notes Rick Gilman, vice president of ACORD. "However, having 3 separate standards with multiple ways to do the same thing just isn't practical." In response, he says, the ACORD Standards Committee spearheaded the development of the library.

The Messaging Library brings together a single message for commonly used transactions across domains, including life and annuity, property casualty and reinsurance. "So, if companies need to transmit policyholder information, they can use the same message for a life policy or for an auto policy," says Gilman.

He adds that this will mean "consistent implementation across multiple products, which makes it easier to implement and use ACORD standards."

"As the new Messaging Library is implemented, companies will be able to expand product offerings while using the same ACORD messages, creating a far easier and more cost effective scenario," he notes.

NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Related Stories

Resource Center