AIG American General Life Platinum Investor VIP
Flexibility; low premium to endow; cash accumulation; maximum retirement income; guaranteed minimum withdrawal benefit; rolling targets, guaranteed coverage to age 100
Ameritas Variable Life (UNIFI Co.) Low Load VUL
Accumulation sales; immediate first-year cash values; long-term values; maximum income
Ameritas Variable Life (UNIFI Co.) Protector hVUL
Hybrid VUL; death benefit sales; low premium; flexible lifetime guaranteed death benefit
Accumulation Sales; Long-Term Values; Ameritas Variable Life (UNIFI Co.) Overture Ovation!
Maximum income; lifetime death benefit guarantee; flexibility
AXA Equitable Life Incentive Life 06
Flexibility; cash value accumulation; maximum retirement income; riders/features; loan extension protection
AXA Equitable Life Incentive Life Legacy
Guaranteed death benefit; premium to endow solves; maximum accumulation; income with overloan protection; living benefits
Guardian Life Park Avenue Life – Millennium Series
Cash value accumulation; guaranteed death benefit to age 100; policy exchange
Guardian Life Flexible Solutions(SM) VUL
Policy exchange; death benefit option 3; riders; business applications
Hartford Life Stag Accumulator II VUL
Accumulation sales; maximum income
Hartford Life Stag Protector II VUL
Death benefit sales; various sales scenarios; low front-end load
ING "Reliastar Life" ING Protector Elite
Third death benefit option; minimum premium to carry & endow; maximum death benefits; simplified fees
ING "Reliastar Life" ING Investor Elite
Cash value accumulation; maximum retirement income; compensation options
ING "Reliastar Life" Select Life II
Cash value accumulation; maximum income; advanced markets
ING "Security Life of Denver" Asset Portfolio Manager
High cash value; maximum retirement income; long term values; low premium to endow & carry
ING "Security Life of Denver" Asset Accumulator VUL
Long term accumulation; retirement income; reducing M&E charges
ING "Security Life of Denver" Strategic Investor
High early cash surrender values; no surrender charges; 20-year or lifetime guarantee
Jackson National Life Perspective Investor VUL
Maximum retirement income; long-term values
Jackson National Life Ultimate Investor VUL
Maximum retirement income; high early cash surrender values; long-term accumulation
Jefferson Pilot Financial Life JPF Ensemble Accumulator
Accumulation sales; maximum income; long-term values
Jefferson Pilot Financial Life JPF Ensemble EXEC
High early cash values; three death benefit options; liquidity; guaranteed zero-spread loans
Jefferson Pilot Financial Life JPF Ensemble Protector
Low premium to endow; maximum death benefits
John Hancock Life Protection VUL
Flexible death benefit guarantees; premium solves; LifeCare benefit
John Hancock USA Accumulation VUL
Maximum retirement income; maximum accumulation value; overloan protection rider; riders
Lincoln Benefit Life Consultant Accumulator
High cash values; maximum retirement income; 20-year guaranteed death benefit; low M&E; short surrender charge period
Lincoln Benefit Life Consultant Protector
Death benefit sales; 20-year guaranteed death benefit; low premium to endow & carry; low COIs; long-term value
Lincoln National Life VUL One 2005
Death benefit guarantees; death benefit sales; cash accumulation; low endow premium; hybrid VUL/UL product
Lincoln National Life VUL DB IV
Maximum death benefits; low premium to endow; flexibility
Lincoln National Life VUL CV IV
Cash values; maximum income; business applications; accumulation sales
Massachusetts Mutual Life VUL Guard (SM)
Lifetime guarantee death benefit; accumulation values; death benefit option four
Massachusetts Mutual Life Variable Universal Life II
Low premium to carry; death benefit guarantees; riders
Met Life (General American Life) American Vision VUL 2002
Cash value accumulation; maximum retirement income; underwriting Flexibility; death benefit guarantees to age 100; additional riders/features
