Cost Debated As Congress Tackles Patients' Bill Of Rights
By
Advocates of the Senate version of the patients' bill of rights said last week that health insurers concern over the bills potential cost was overstated. Insurers and their allies in the House, however, continued to support a Republican-backed version of a bill they believe is far less expensive in terms of future legal costs.
The Health Insurance Association of America insists the Senate bill, S. 872, sponsored by Sens. John McCain, R-Ariz., and Edward Kennedy, D-Mass., will cause a million Americans to lose their health coverage and do nothing to improve health care in the U.S. The bill passed the Senate by a vote of 59-36.
The House version of that bill, H.R. 526, which is expected to be debated in mid-July, would expose self-insured employers as well as insurance carriers to unlimited-damage lawsuits in state courts.
"Rather than protecting patients, the McCain-Kennedy patients' rights bill sacrifices the most basic patient protection, affordable health coverage," said Donald Young, a physician who is interim president of HIAA.
But an official of the American Medical Association says H.R. 526, sponsored in the House by Rep. Charles Norwood, R-Ga., and John D. Dingell, D-Mich., would have far less impact on insurance costs than carriers and their allies say. Moreover, a continued strong economy would make it unlikely that employers would drop out of health plans in large numbers, says Thomas Reardon, past president of the AMA.